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Personal Finance

Find subscription leaks, split a paycheck, and price freelance work from the numbers you provide.

How Personal Finance agents work

Personal finance prompts get dangerous when they start giving advice they were not shown the numbers for. This shelf stays on the arithmetic you can check: which charges repeat, how a paycheck splits across bills you listed, and what a freelance rate has to be to cover the costs and hours you typed in. The agent is a calculator with a sentence, not a broker.

The subscription finder wants merchant names and amounts, never a full card number. It groups repeats, estimates a year from the months you pasted, and orders the cancellations from the ones you marked unused. The paycheck allocator refuses to invent a bill. The rate card turns costs, billable hours, and a target income into a day rate and a one-line quote, and it labels the result as a quote you still have to stand behind.

None of this is tax, legal, or investment advice. If a rule depends on where you live, the agent says to check it instead of guessing a bracket. Round numbers are fine. Made-up numbers are not.

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  1. Personal Finance5 Oct 2026 · #31Freelance Rate CardEnter your costs, hours, and the income you need. Get a day rate, a project quote, and the sentence you send when asked.InCurrency: EUR.OutThe sentenceMedium
    Preview this drop
    1. 0:00 The inputs3000 EUR a month, 12 billable days, a 2-day project, tax not included and not calculated.
    2. 0:08 The day rate3000 / 12 = 250 EUR per billable day. The division is shown.
    3. 0:16 The quote2 days is 500 EUR, expenses extra, tax not calculated. No discount was requested, so none appears.
    4. 0:24 The sentence'A two-day build is 500 EUR. Expenses are extra. I can start when you confirm.' No apology, no VAT guess.

    No daily video for this drop yet. The in and out lines above are the preview.

  2. Personal Finance23 Sep 2026 · #19Paycheck AllocatorEnter the paycheck and the bills you listed. Get a split across obligations, a buffer, and goals, using your numbers only.InNet pay this Friday: 2400 EUR. Paid monthly.OutRefusedEasy
    Preview this drop
    1. 0:00 The check2400 EUR. Rent is already covered. Transit 60 and loan 200 are due. Buffer is already 300.
    2. 0:08 The split60 transit, 200 loan, 0 more buffer, 200 laptop. The rest stays unassigned because they did not name another job for it.
    3. 0:16 The sumAssigned 460. Left in the account: 1940. The lines add up to 2400.
    4. 0:24 RefusedNo second buffer, no investment tip, no suggestion to delay rent. Rent is noted as a next-check problem.

    No daily video for this drop yet. The in and out lines above are the preview.

  3. Personal Finance11 Sep 2026 · #07Subscription Leak FinderPaste merchant names and amounts. Get the recurring charges, a yearly total from those months, and a cancel order that starts with the ones you do not use.InDo not use any card number. Merchants and amounts only.OutCancel orderEasy
    Preview this drop
    1. 0:00 Three monthsStreamBox $9.99, CloudNotes $4, GamePass $11.99. One duplicate StreamBox line on March 3.
    2. 0:08 The repeatsStreamBox and CloudNotes appear monthly. GamePass appears in April and May. The March StreamBox double is flagged, not averaged away.
    3. 0:16 The year, labeledFrom these months, StreamBox is about $120 a year if the price holds. The agent says it only saw March through May.
    4. 0:24 Cancel orderFirst: StreamBox, unused since February. GamePass waits until the cash payback is confirmed. CloudNotes stays.

    No daily video for this drop yet. The in and out lines above are the preview.

Questions about Personal Finance

Should I paste my bank login or full card number?

No. Paste merchant, date, and amount. Mask the account. The prompt tells the model to ignore anything that looks like a full card number and to ask you to remove it.

Is the rate card a legal quote?

It is a draft from your inputs. You decide the price you send. It does not know your taxes, your contracts, or the client's budget unless you typed them.

Will it tell me which stock to buy?

No. The shelf does not pick investments, coins, or debt-payoff schemes. It sorts the transactions and the paycheck you already have.

Tomorrow's drop

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